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Checking Accounts

EZ Free Checking

  • No monthly service fee
  • No minimum balance
  • Unlimited check writing
  • Unlimited transactions
  • Direct Deposit available
  • Free MasterCard Debit Card with no annual fee
  • 24-Hour CAL Assistance
  • Free Online Banking
  • Free Online Bill Pay
  • eStatements available
  • $100 minimum to open

Copies of items will not be returned in the monthly statement

Personal Regular Checking

  • No monthly service fee with $700 minimum daily balance ($7 if under)
  • Receive check images with monthly statement
  • Unlimited check writing
  • Unlimited transactions
  • Direct Deposit available
  • Free MasterCard Debit Card with no annual fee
  • 24- Hour CAL Assistance
  • Free Online Banking
  • Free Online Bill Pay
  • eStatements available
  • $200 minimum to open

Senior, Student, Disabled Checking

  • No monthly service fee with $200 minimum daily balance ($2 if under)
  • Receive check images with monthly statement
  • Unlimited check writing
  • Unlimited transactions
  • Direct Deposit available
  • Free MasterCard Debit Card with no annual fee
  • 24- Hour CAL Assistance
  • Free Online Banking
  • Free Online Bill Pay
  • eStatements available
  • $200 minimum to open

HomeTown Club Checking

  • Monthly fee of $9
  • No minimum balance
  • Receive check images with monthly statement
  • Unlimited check writing
  • Unlimited transactions
  • Direct Deposit available
  • Free MasterCard Debit Card with no annual fee
  • 300 free personalized checks per year
  • 20% discount on safe deposit box rental (annually)
  • ¼% discount on approved installment loans with auto debit
  • ¼% bonus on CD's (not eligible with special promotions)
  • Free travelers checks
  • Free money orders and cashier's checks (limited 6 monthly)
  • Free Notary Service.
  • 24-Hour CAL Assistance
  • Free Online Banking
  • Free Online Bill Pay
  • eStatements available
  • $200 minimum to open

HomeTown Club55 Checking

Receive all the benefits of HomeTown Club checking for only $4.50 a month.

Maximizer Checking Plus

  • Relationship account requiring Maximizer Money Market Premium Account
  • No monthly service fee with $4,000 combined minimum monthly balance between Maximizer Plus and Maximizer Money Market Accounts ($25 if under)
  • Tiered Rate Account
  • Unlimited check writing
  • Unlimited transactions
  • Direct Deposit available
  • Free MasterCard Debit Card with no annual fee
  • 300 free personalized checks per year
  • 24- Hour CAL Assistance
  • Free Online BankingFree Online Bill Pay
  • eStatements available
  • $1,500 minimum to open

*Restricted to individuals and Non-Profit Organizations only (including DBAs, Partnerships, LLCs & Corporations)

Maximizer Money Market Premium

  • Relationship account requiring Maximizer Checking Plus Account
  • No monthly service fee with $4,000 combined minimum monthly balance between Maximizer

Checking Plus and Maximizer Money Market Account ($25 if under)

  • Tiered Rate Account
  • No transaction fee for first 6 debits ($10 each item thereafter)
  • $2,500 minimum to open

*Restricted to individuals and Non-Profit Organizations only (including DBAs, Partnerships, LLCs & Corporations)

Money Market Personal

  • No monthly service fee with $2500 minimum monthly balance ($10 if under)
  • No transaction fee for first 6 debits ($10 each item thereafter)
  • Interest compounded monthly and credited to account monthly
  • $2,500 minimum opening balance
  • Call for more information and current rates

NOW Personal

  • No monthly service fee with $1,500 minimum monthly balance ($10 if under)
  • Unlimited check writing
  • Unlimited transactions
  • Interest compounded monthly and credited to account monthly$1500 minimum opening balance
  • Call for more information and current rates